Cerita Haru Yusril soal Soeharto 'Kehabisan' Uang di Masa Tua

Shop Smart: 3 Steps in Finding the Perfect Car Insurance Plan When you are shopping for car insurance, you will need to complete several steps. This includes finding the ideal business, but then also what discounts that may be available and what coverage is actually needed. Using the following steps is the only way to shop smart for car insurance. Step 1 - Know Your Car Before you shop for car insurance, you will want to know all you can on your vehicle. The basics that the automobile insurance company will need to know are how far you will drive, the current mileage, and the year/make/model of the vehicle. However, you will want to know more when you are considering the amount of insurance you require. Some of the things you want to consider include: * How old the vehicle is * What damages may be on the vehicle * What the vehicle's worth is * Did you purchase a vehicle with a loan or cash? Step 2 - Research Vehicle Insurance Companies Doing your research may be the biggest factor in obtaining car insurance. Just because a company is cheap, it does not mean that they are the best. You want to find a great balance between the quality of coverage and the price you pay for it. There are many "cheap" car insurance companies, and they have horrific customer service, or they are able to find every loophole possible to prevent you from getting a claim filed. So, how do you go about researching an insurance company? You want to start with writing down all of the insurance companies that you can think of. Then, you want to search the Internet for any other insurance companies that may exist. This will help you find virtual insurance companies and companies that have agents with a local office. Finally, you will want to talk to your friends, family, and co-workers to find out if there are any companies that you have missed. While you are talking to others about the insurance companies, take note if they have any complaints about certain companies. You can also find out if there are any companies that they have really enjoyed. Note - Different agents may be easier to work with than others so find out if there is a specific office/agent they like! Now that you have the full list of insurance companies, it is time to start whittling down your list. You will want to go online and look at the company's history, reviews, rating with Better Business Bureau, coverage they offer, and discounts they make available. You will want to attempt to trim your list to the top three to five companies. Step 3 - Interview the Companies Once you have your top companies, you are ready to do the interviewing. You will want to conduct the interview in the office if they have one so you can see how they operate. It will also help you see how they treat their clients. You should feel like you matter, and you are not just money to them. Some of the things you want to consider when you interview include: * Do they offer you a beverage when you are waiting? * Do they offer a "goody" bag that promotes their business? * Do they offer a free estimate? * Do they immediately try to give you the most discounts possible? * Do they let you know everything the price includes and what is NOT included in your estimate? As you can imagine, this process is extremely time consuming. Thankfully, another system is available that will help cut down on step one and three! With online car insurance quote calculator, you can skip the process of finding companies. You can then do your research listed in step two. This is a vital part of obtaining car insurance, but not as time consuming.